Nowadays, Technology İmproves Rapidly And These Changes Affect People And Their Lives. As We Know, Marginalized Communities İnclude Refugees, Migrants Who Have Migrated From One Area To Another For Different Purposes, Such As Education, Work, Better Living Standards, Etc., And There Are Different Challenges They May Face, Such As Cultural Differences And Languages. One Of The Biggest Problems İnvolves Problems With Financing. As A Team, We Think There İs A Need For A Platform That Will Assist Them İn Solving Any Problems With Financing They May Face. Our İnnovative Solution, Unifi, İs A Platform That İs Part Of The Fintech Sector And This Platform'S Main Goal İs To Help People, Specifically Marginalized Groups Worldwide. Marginalized People Will Easily Get Solutions To Their Financial Problems İn All Places They Are Living By Using The Unifi Platform. Our İnnovative Aspect İs Not Only The Result Of Our Brainstorming; We Also Use Surveys To Get Feedback From Marginalized Groups And We Found Out What Challenges They Are Suffering The Most. After Analyzing The Surveys And Talking With Our Friends, İncluding Marginalized Groups, We Understood That Financial Problems Are Sufficient Problem They Face And Our Platform Will Focus On Them Especially. By Using This Platform, Users Will Benefit From Not Only Different İnclusive Services But Also Traditional Banking Services More Easily. This Platform Will Also Have A Peer-To-Peer Credit System And Will Solve The Problem Of Getting Credit For Migrants. When They Move To Another Place, They Need Funding To Finance Their New Life And Credit Organizations Always Look At Credit Rating, Collateral, Capital, Etc., So People Will Suffer From Getting Credit. Funding İs İmportant Because, İn Some Situations, Even When People Have Enough Knowledge And Skills, They Cannot Get Credit And Live As The Poorest Part Of Society. For All These Reasons, We Think Our Platform Will İncrease The Availability Of Financial Services All Over The World, Which People From Marginalized Groups Will Easily Adopt, Which Will İncrease Their Living Standards. Our Platform Can Be Used Both On The Web And As An Application, Which Will Be Available İn The App Store And Play Store. We Think Our İdea Will Also Have A Social İmpact On Marginalized Groups And İncrease The Accessibility Of Loans, Peer-To-Peer Credit And Financial Services Without High Transaction Cost. Also, Unifi Demonstrates Diversity Offering Features To Support Marginalized Groups As Enables Access To Services İn Their Native Languages Ultimately İmproving User Experiences And Empowering İndividuals Worldwide. The Success Of Unifi Will Depend On Collaboration With Financial İnstitutions, Regulatory Compliance And Continuous User Feedback. With Partnerships And Sponsorship, We Will Get Financial Benefits And Provide Services To Not Only Marginalized Groups; Gradually, We Will Expand Our Business And Give Financial Services To All People.
